Risk Adjustment and ICHRA with Vince Sullivan and Libby Hart

Libby Hart and Vince Sullivan from Capital Blue Cross explore the intricacies of ICHRA, risk adjustment, and reinsurance. They discuss the evolution of ICHRA, its impact on the health insurance landscape, and the demographics of individuals enrolling in ICHRA plans. Vince provides insights into risk adjustment mechanisms and how they affect premiums, while Libby emphasizes the importance of brokers understanding and presenting ICHRA options to clients. The conversation highlights the need for collaboration and knowledge-sharing among brokers, employers, and health insurance providers to navigate the changing landscape effectively.